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Cheating Partner in Manchester

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Cheating Partner Investigations in Manchester

Catch a Cheating Partner in Manchester

X Three Surveillance – Cheating Partner Specialists in Manchester

Cheating Partner inManchester

Do you need a cheating partner investigation?

Here, we look at Louise’s story and how X Three Surveillance’s outstanding cheating partner investigation operatives helped her to get facts and move forward positively.

“I’m happy to recommend X Three Surveillance to anyone who is concerned about their marriage. I noticed that something changed in my husband’s attitude and behaviour. He was working longer hours and wouldn’t commit to going to social events in case work called him in. When I pushed him to ensure he had that time off he grew defensive and accused me of being unreasonable and said that the world didn’t revolve around me.

I wondered whether he was overtired from working so much. I tried to convince myself that I was imagining that there was a greater problem and questioned my own behaviour. Was I being demanding? Was I nagging? Was I the major issue in the relationship? It felt safer for me to follow this thought process than to take action about his personality change.

When I explained my suspicions to a friend over a cuppa she didn’t reassure me. I had hoped that she’d tell me I was mistaken and to get on with my life. Instead, she asked, had I checked his credit card and bank statements for hotel and restaurant visits that I hadn’t been to? Gift receipts for items I didn’t receive? What about his mobile and e-mails?

Catch Cheating Partners

X Three Surveillance Catching Cheating Partners

My friend reminded me that if my husband of 12 years was cheating, that was a huge deception and that I had every right to ascertain if I was being played for a fool.

Guess what? Every statement, phone bill and receipt which should have been in the top drawer of the cabinet was missing. His e-mail history had been deleted. This was devastating to me because it confirmed that I was justified in my worries.

Urged on by my friend who had a cousin who’d used them, I called X Three Surveillance. I knew that if I confronted him without proof of wrongdoing it would be yet another defensive scene. I didn’t want to confess to searching for his paperwork either, to be honest.

A little emotionally, I explained my situation and I was surprised by how friendly and understanding the investigator on the other end of the line was. He told me that instincts about cheating partners are rarely wrong and that he would be able to learn the truth – without it costing me a small fortune.

I initiated an investigation. Within a few days I had proof that my husband was a liar and a cheating partner. X Three Surveillance kept surveillance, took photos of him cosily snuggled up to her and they used a GPS vehicle tracking device to follow his movements. The times he told me he was in the office late he was normally at her home. I doubt there was paperwork involved!

It’s been difficult but we’re divorced now and I have found peace of mind again. . Every thanks to X Three Surveillance’s team.”


Contact X Three Surveillance Today- Our Services

We will catch you cheating partner

0161 8211 333

Fake CV Investigations – Background checks.

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Job interview candidate too good to be true?

Get a background check today.

X Three Surveillance Ltd – Manchester Leading Local Private Investigator

You’ve advertised a position with your company. The dream candidate’s details shone out from the pile of CV’s and your hopes were high of securing their expertise and skills.

So why after their interview are you feeling less than satisfied? When someone or something seems too good to be true, they often are.

X Three Surveillance Ltd.’s specialist team are experienced at background checks which are carried out with discretion, tact and tenacity. Utilising our qualifications, integrity, technology, access to data not available in the public domain and combined and individual talents we can establish if your job applicant is the person they purport to be.

An example of a “too good to be true” applicant came to Client A, a hotel manager, who approached us to allay her fears when recruiting a deputy restaurant manager.

“The CV read well, the skill set was perfect for the job, the qualifications and career history were ideal and the applicant had participated in team building exercises, was First Aid trained and claimed to be carrying out a long distance training course in management to add to their hospitality qualifications.

At the interview stage, which he was eagerly invited to, he was conversant, charming and answered the first few questions with an enviable calmness which isn’t common to many interviewees.

I first felt that something was off when I pressed for details about food hygiene legislation and how he would handle a difficult restaurant situation. He didn’t so much answer as fire the questions back to me.

This was not what was expected or required.

He became slightly defensive and directed me to the CV on several occasions.

When the interview concluded, he seemed confident of success and I had to admit that any personal characteristics which made me feel uneasy were countered by the excellent CV.

After speaking to the HR manager, who agreed that there was something that didn’t quite add up, we decided that a background check was not only desirable prior to an offer of employment, but vital.

X Three Surveillance Ltd.’s background check made for extremely interesting reading. I was so relieved that I hadn’t banished my doubts completely, I could have hired the wrong person.

It transpired that whilst the age, name and address were true, most the CV could have been written by a novelist!

Our candidate had left school with 5 G.C.S.E.’s and had not entered further education in any way. He possessed no hospitality, restaurant, management or tourism qualifications or experience as he’d professed.

His career had been spent in labouring, factory and retail jobs in worryingly quick succession for around six years; one employer had sacked him for gross misconduct.

Whilst “selling” your strengths is to be admired, complacency, deceit and data omissions are not.

Needless to say, he was not offered the job.”

Make informed decisions with X Three Surveillance Ltd.’s help. It could save further trouble.

Compensation Culture Consequences

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X Three Surveillance

Manchesters Compensation Investigation Specialist

Private Investigator Manchester

Fraudulent compensation claims have a sting in their tail

Tempting as it may seem to take a gamble and over-exaggerate or invent an injury, sick leave or the ramifications of an accident, there is something that every opportunist should know: Greed doesn’t pay. When your case is discovered to be false, this is fraud, a crime with severe penalties.

As compensation culture continues to flourish, X Three Surveillance Ltd.’s team is busier than ever working on proving or disproving the legitimacy of claims. You’d be amazed how reckless people can be when in pursuit of money.

With X Three Surveillance Ltd.’s compensation claims investigators you have confidence, confidentiality, experience and professionalism. We don’t miss our opportunities to unveil the truth.

The news about compensation culture makes for interesting reading and viewing.

For example, the government includes this in their Tackling Unjustified Personal Injury Claims report, available as a PDF:

“…any personal injury claim where the court finds that the claimant is entitled to damages, but is satisfied on the balance of probabilities that the claimant has been fundamentally dishonest in relation to the claim taken as a whole, it must dismiss the claim entirely unless it is satisfied that the claimant would suffer substantial injustice as a result…

The Government is also concerned that some law firms are helping to encourage exaggerated or fraudulent personal injury claims to be made by offering inducements to potential claimants…The Government therefore believes that solicitors and other legal services providers should be banned from offering such inducements…”

Last year, two commuters initiated a fraudulent compensation claim against a rail network by finding out which trains had been delayed and then falsely claiming compensation. The network realised that the number of claims was unusually high. A professional investigation soon revealed that the claimants were carrying out a “deliberate scam.”

One commuter received a two year prison sentence, suspended for a year, and was ordered to repay the rail firm £3,500. 

The other commuter was given an 18 month prison sentence, also suspended for a year, and ordered to repay £2,600.

Both were given 120 hours unpaid work.

British Transport Police’s statement says it all: “We hope this sends a clear message to anyone thinking of abusing the claims system in future.”

Meanwhile, a hopeful fraudster claimed from to two insurers for a combined total of £100000 for injuries he said he’d sustained during a road traffic accident. The claimant had told the insurers that he couldn’t walk unaided, needed a wheelchair, couldn’t drive and that he was left permanently disabled.

One insurance company felt compelled to call in a private investigation firm to evaluate the claimant’s injuries and the legitimacy of the claim pre-award.

When surveillance footage was taken there was absolutely no proof of any injury. All evidence pointed to fraud. The case was referred to court and the claimant was sentenced to 3 years in prison; his wife, an accomplice in the fraud was also punished.  

Compensation culture can lead to jail time, don’t be tempted.

Compensation Culture

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X Three Surveillance Ltd

Combating Manchesters Compensation Claims

Compensation culture is increasingly fraudulent culture

Compensation culture is doing so well that authorities are working to legislate and punish fraudulent claimants severely. From motoring injury claims to accident at work cases, the escalation in the number of cases is worrying. It shows that we’re not becoming accident or injury prone but feel that opportunity, greed and luck are enough to secure a welcome pay out.

Be warned: There are people and firms who actively encourage claimants to embellish their injuries or hardships for their benefit. Don’t even take their call; they are potentially coercing you in to a fraudulent action so they can take up to 25% of the award.

You may have read recently about the latest trend of holiday sickness claims of which 9/10 claims are now from UK travellers compared to 6/10 a few years ago. This is negatively impacting on the insurance and holiday markets but they are questioning why Swedes, Germans, Americans and so on aren’t suffering as the UK travellers are, if the food poisoning is allegedly so rampant in tourist hotspots? Insurers are not stupid!

Fraud does have consequences so if you or a friend or colleague believe that you’ll get away with it or receive a token penalty if found to be lying, then please reconsider. Injury claims and compensation awards across every area of life are intended for genuine cases in which people truly have suffered, not for anyone who wants to try their hand at playing the system.

  • Aviva, one of the largest insurers, issued a report to show that UK motorists could benefit from a £1.4 billion cut in motor insurance costs if fraud was addressed.

They want key reforms to be introduced.

  • Aviva is calling for the Ministry of Justice to increase the small claims track limit to £5,000, from the current £1,000 level it has remained at since 1999.
  • Compensate minor, short-term personal injuries with rehabilitation only whether the customer is at fault or not.
  • They believe that decreasing compensation for minor whiplash injuries could save up to £900m.
  • Restrict personal injury lawyers to cases where their expertise is truly needed.
  • £200m could be saved annually by banning referral fees for vehicle recovery, car repairs and car hire.

Maurice Tulloch from Aviva commented, “We believe that the current system offers financial incentives for personal injury lawyers, claims management companies and fraudsters, which inflates the cost of motor insurance. Aviva’s recommendations for reform would ensure that genuine, minor injuries are treated while further reducing motor insurance costs and combating fraud for the long term.”

If you suspect that a compensation or injury claim is not legitimate or would like proof before a hearing or award to the claimant, please contact X Three Surveillance Ltd. Our discreet, experienced, qualified operatives have worked on an ever-increasing number of claim cases and have succeeded in providing inadmissible evidence of fraud which saw the case thrown out of court and repercussions for the erring claimant.

Trust our expertise and call us today. 0161 8211 333

Employee Investigations

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X Three Surveillance Ltd

Employee Surveillance Specialists

Employee Investigations in Manchester

Need to track a misbehaving employee? Call us

Every so often an employee will take a chance and pull a sickie or slope off home early. However, once they’ve got away with it once or twice, there are some workers who test their manager to the limit.

One example of this was Bob, working for a business employing around 30 people. It had become a joke in his department that he would be off sick on Friday or Monday and his colleagues expected not to see him behind his desk on those days, even feigning surprise when he did turn up for work.

Management were fully aware that he was “scheduling” his days off and they introduced the Bradford Index which is an HR tool which attributes points dependant on the days of the week and number of instances of sickness. The MD announced to all employees that as soon as 100, 200, 300 etc.  points were reached there would be a disciplinary hearing.

Friday and Monday scored the highest points so they were confident that Bob would either reach 100 points alarmingly quickly or realise that the con trick was being monitored. Apparently, it made no difference, his Friday and Monday long weekends continued. On one occasion he obtained a sick note. This excluded him from receiving points on the Bradford Index.

Realising that the disciplinaries for 100, 200 and 300 points were of little consequence to Bob because he stood by his claims that he was ill on these days, management made another decision.

They called in X Three Surveillance’s discreet, highly competent and innovative experts. A surveillance operation was initiated and HD quality photographic and video evidence was taken of Bob, in fine health, going to his local pub, playing darts and snooker, doing the shopping with his flatmate, visiting a nightclub and practically falling through his front door at 3.30a.m. on the Saturday morning, all whilst absent from work.

He appeared for work on the Monday and when asked about the previous Friday, he insisted that he’d had a stomach bug and couldn’t leave his flat for the entire weekend, adding that his boss was lucky to see him!

Surveillance continued and after a few more occasions of “illness” in which work was missed but activities and recreation were fully entered in to, X Three Surveillance’s compelling evidence was presented to Bob at a hearing for 400 points.

The scam and his time with the company were at an end. He couldn’t argue with the evidence or the effectiveness of X Three’s surveillance operatives who had followed him on foot and in vehicles for several days.

Many employees are honest, hardworking and are committed to earning legitimately. But when sick leave is taken fraudulently, this cannot be ignored because it can easily lead to an epidemic.

When you suspect an issue, don’t hesitate. You’re not acting illegally or underhandedly. You have a right to know the truth. We’ll obtain it efficiently and cost effectively and when necessary our evidence is admissible in court action. 


**** Note – X Three Surveillance Ltd has paid for and holds legal advice in writing, from a specialist law firm in Cheshire who specialise in employment law advising you on all aspects of putting your employees under surveillance. No other Private Investigator has this information ready for you.

Find someone in the UK

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Finding someone in the UK

Private investigators tracing individuals

X Three Surveillance Ltd

Tracing an individual can seem like trying to find a needle in a haystack. As a member of the public with access to a limited body of information, you may find that trying to locate someone is a vain endeavour.

However, tracing individuals using private investigators is the solution that you should access immediately.

At X Three Surveillance Ltd. we have licensed information that the public cannot view, a network of trusted global colleagues and a plethora of databases that deliver data in a time and cost efficient manner.

Whether your need to trace an individual is personal –

  • A missing person
  • A family member you’ve lost touch with,
  • A reunion of old school/university friends

Or the tracing is required by a professional or legal firm –

  • A debtor
  • A missing witness
  • A thief who has stolen from the workplace,

our private investigators are leaders in the field. We are so confident in our abilities, collated data and colleagues that we offer a no find-no fee service if we can’t trace the individual.

We regularly deliver an accurate address for someone within 48 hours of the client bringing their case to our attention.

Our tracing specialists are highly qualified professionals with extensive experience to draw on. We are proud to be the number one firm in the area and to have an enviable success rate in finding missing people across the UK and worldwide.

We may seem tough but we love reuniting families and friends. It’s worth every ounce of effort we put in to our work just to see the relief and happiness on our clients faces. 

We don’t need someone’s life history to trace an individual, our private investigators can use the minimal amount of information to get the optimum results. Debtors may seem impossible to find, they are purposefully hiding, but that doesn’t mean we can’t find them. Often, it’s an astonishingly obvious location (and they believed they were being clever.)

 A’s son had run away. She had phoned, e-mailed and texted his friends and the family. There was no sign of her son anywhere. She knew that he’d run because he was due to be expelled from school for a serious misdemeanour and was, in all likelihood, scared of the repercussions and his father’s anger.

A came to us, petrified about him. She knew that life on the streets was not a welcome existence and she feared that despite his bravado he’d be easily duped by more criminally minded people. She wanted to save him from harm and falling in to crime.

She conceded that her husband was not the most tolerant of people but he would never want to see their son out on the streets, in hiding and fearing punishment. He was as worried as she was.

We took the son’s details and set to work. Within eighteen hours we knew where the son was and spoke to him. He tried to run away from us but we’re fast on our feet and we persuaded him that his fear was leading him down a dangerous path. His accrued misdemeanours at school were certainly not to his credit but they were not worth running away and potentially ruining his life for.

He had fled in fright, had found life tough even in the eighteen hours he’d been hiding, had met some unsavoury characters and we were sure that he’d scared himself suitably so that he would be less inclined to misbehave in the future. There was no fun in the situation he found himself in.

He agreed to return to our offices for a meeting with his parents. He was wary of his father.

To his surprise, his father and A were so relieved that he’d been found safe and well, and only ten miles away, that they dispensed with anger and set about proactively rebuilding trust and the son’s chances at a new school.

He found that home schooling worked better for him and never looked back. He even goes to the old school and features in assemblies to alert others to correct the errors of their ways and to tell them that running solves nothing.

Another incident led us to search overseas for an uncle who had last been heard of in 1979 when he emigrated to Canada. The family in Burnley knew that the uncle had moved to Ontario to marry a Canadian lady called Martha so we had two names to search with, Martha and the uncle. Ontario is, of course, a large city and there had been almost 40 years since the last sighting of him as he boarded the aeroplane at Heathrow, watched by our client’s now deceased mother and father.

Our client wanted to learn if he was still alive so that she could include him in a family reunion and she hoped the Ontario branch of the family would be the long lost guests of honour. She’d tried searching on genealogy websites and Ontario records but the data was either not current enough or too limited so she asked us to do some detective work and trace him on her behalf.

It was our pleasure.

We used our network of international contacts and databases. We discovered that the uncle was living not in Ontario but in Edinburgh, rather closer to home.

He’d moved to Scotland after Martha’s death according to records, to live with Martha’s son, William, who worked in animal conservation.

When we contacted William he was delighted, he spoke to the uncle. It transpired that the uncle hadn’t known his niece’s married name and although he’d tried searching himself he too had found that information in the public domain was in short supply.

After an absence of nearly 40 years the family had a wonderful, tearful, joyous family get-together. The uncle is now in regular contact with the niece, our client, and by tracing him, we feel that we’ve not just carried out a duty but truly enriched lives.

Allow us to do the same for you. Call our tracing individuals private detectives today.


Theft in Work Place

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Theft in A Work Place?

Employee Investigations

X Three Surveillance

Private detectives can halt theft in the workplace

What do you do when there is a high probability that one, or perhaps more, of your staff members is stealing from you?

You call X Three Surveillance Ltd.’s private detectives. Discreet, professional, dedicated and resourceful, we are leading Greater Manchester investigation specialists who are renowned for effective case planning and management, cost effective methods and comprehensive incontrovertible results.

We appreciate that a disquieting situation like theft in the workplace is best handled by a third-party expert. Numerous clients have told us about their discomfort when challenging people they consider to be friends as much as employees and the potential for them storming out, refusing to work or being insulted to the core are too high to make management want to take the matter further. Of course, theft cannot be ignored.

Our private detectives are hugely experienced, qualified and capable. We’ll get the answers that elude you. We don’t suffer from the trouble of being close to the people involved. A fresh pair of eyes can make a substantial difference in a situation, especially when they belong to a trained expert with theft in the workplace as a forte.

We can take several approaches from a direct interview to undercover work to lie detector tests.

Not all methods are viable in every case and we select the most pertinent. Equally, if our investigation brings evidence to light that means a new detection resource would be beneficial, we can change our tack without delay so we don’t miss an opportunity.

We keep our client fully informed at all stages of an investigation and never jump to conclusions.

Below is a case study from a newsagent:

X called our private detectives. He had owned his newsagents for thirty years and was sorry to have to call specialists in but he was sure that money was being taken from the tills. This was the first time he’d faced such a problem.

There were three tills on the premises and the operators were assigned their till at the start of each shift with the float in it.

When the amount in the till grew to over £150 the staff were required to place the money in a container and send it via a shoot through to the back office.

He was sure that human error couldn’t be the problem as he’d originally hoped, because it was a situation occurring in all tills in either £10, £20, £40 or £60 sums each time the till didn’t balance.

The audit trails did not suggest an electronic error and the shoot’s operational capacity had been checked. X was loathed to admit that one of the staff members, who had been with him for at least two years each, must be to blame.

He couldn’t face confronting any of them and didn’t know which one to challenge. All three operators had tills that mysteriously hadn’t balanced over the previous two months.

Our private detectives surmised that perhaps one person was the thief but they were somehow accessing the other tills to divert suspicion away from themselves. X told us that they would be able to do this if another till was left unattended and not locked out securely, say if the staff members popped in to the stock area for a moment to establish if they’d run out of something.

We decided that interviewing the staff would be counterproductive, if all three operators denied stealing and became angry or resentful this could cost X valuable, honest staff. We took the approach of carrying out surveillance and assigned one of our private detectives to work as a security guard purportedly hired by the manager to stop shoplifting activities.

His staff were perfectly happy to see us on site, chatted to us about shoplifters, recent incidents and the local areas ne’ver do wells.

Our private detectives are fine readers of characters and from the way that each of the operators spoke about the shoplifters our “security guard” ascertained who the most amenable person was, who was least bothered by crime, who didn’t like answering questions and who was more loyal to their colleagues than the wages paid at the end of the month.

After more detection work and another theft, in which we witnessed a clever distraction technique, we established the name of our lead suspect. It shocked X but he consented to a lie detector test for this person.

The digital technology incorporated in lie detectors employs algorithms and computer screens. A lie detector records the uncontrollable bodily responses during the test and gives us the necessary data to confirm or refute deception.

The sensors monitor:

Heart rate and blood pressure.

Perspiration – Also called electro-dermal activity or galvanic skin response.

Respiration. – Two pneumographs convert the amount of displaced air in to electronic signals.

Limb movements and involuntary twitches can be assessed.

Every physiological alteration is transmitted and reflected on a graph.

We’ll call the suspect Z.

They were hooked up to the lie detector machine. Unwilling at first, when they were told that this was to catch one of their colleagues it gave them a sense of safety. The baseline test questions were carried out so that we could establish that later changes were clues.

Presumably feeling confident that they were there to tittle-tattle about the other two operators, we started Z’s real questioning.

Sadly, when the results were proficiently read by our private detective who is also an accomplished lie detector test administrator, there was no doubt that there was deception involved in the answers given by Z.

The two other employees were exonerated. Z finally confessed that she was pretending to pick up one note when taking more out of the till and deliberately fumbling as she placed money in containers and switched notes for a handkerchief in her pocket as a diversion.

The other tills were accessed “when getting change” and the same process followed.

There were no extenuating circumstances, just greed and opportunity meeting.

Z no longer works for X.

Sadly, every so often there is an employee who is the proverbial rotten apple.

Allow us to unmask them and restore your peace of mind.




Where there’s a blame, there’s a claim.

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X Three Surveillance Compensation Investigations

False Compensation Claims?

Crippling compensation culture – Fraudsters beware

In Britain, we are increasingly becoming a compensation culture. Moreover, we are suffering from a growing number of false compensation claims.

There’s a raft of legal specialists and cold calling claims management firms who are more than happy to take on your case to seek compensation after injury and their availability alongside the message that we should demand recompense because other countries do, means claims are numerous and sometimes spurious.

The injury law firms have earned the unflattering name of Ambulance Chasers, and the injury lawyer survives on the misfortunes of the genuinely injured via their famed no win-no fee offer but they also receive a worrying volume of calls from false compensation claims.

The Government is aware that some law firms are encouraging exaggerated and fraudulent personal injury claims and the practice of offering incentives to lie is unethical. This wastes time, money and resources and impacts on the insurance industry.

For legitimate claims, there should be no issues and certainly no need to contact injury claim investigators, except to corroborate statements made.

For example, A says that he cannot work since he lifted a container that injured him. He has hurt his back and needs physiotherapy to walk without a limp. We can record the visible clues of his assertions being correct by filming and taking photographs which confirm the medical diagnosis and that the physiotherapy sessions are being attended.

B tripped on a paving slab in the town centre and is seeking to claim compensation from the local authority. The trip was captured on the CCTV cameras and seems not to have caused injury. A stubbed toe, a few choice words and B resumed their walk to the next shop.

However, the local authority’s representative has called X Three Surveillance Ltd.’s injury claim investigators because B is suing, with the help of a high profile “ambulance chaser” for extensive injuries and asking for substantial damages.

B cited not only a broken toe, which is feasible, but whiplash, back strain, a torn ligament and stress induced migraines which have left them unable to work.

Surveillance, undercover injury investigations and good old common sense confirm that the local authority was correct to call us for proof.

B has been seen on several occasions without any sign of inhibited movement or pain, B was apparently able to go on a weekend shopping trip in London, visit restaurants, nightclubs and the gym and displayed no indication that migraines or stress were being suffered. Our injury investigators may not be medical experts but we could discern that there was no reason, except for exploiting an opportunity, that B couldn’t have attended work.

Interestingly, whenever B calls the workplace to give updates B is consistent and tells management that they can barely walk, can’t go out and remain reliant on friends and family to keep their spirits up. B was sure that she was slipping in to a decline she may never recover from. Dramatic stuff!

As B took more and more time off, colleagues grew suspicious and this affected moral, productivity, team loyalty and led to one of the team calling on the firm’s management to investigate the matter. (They didn’t know that X Three Surveillance Ltd.’s injury claims investigators were already active on the case.) B lost friends, trust and respect by making fools of fellow workers.

Medical reports did not help the strength of B’s claim and it was dismissed. The evidence we gathered was indisputable, contradicts B’s assertions and left the local authority with a maintenance task but not a claim to answer.

When B’s employers heard that there was a lot of imagination and not a great deal of fact in B’s situation she was swiftly advised that there would be a disciplinary hearing.

B did not attend this. B was sacked for gross misconduct in B’s absence.

So, no compensation, no job and a case of fraud pending at the local court. Was it worth it B?

The Criminal Injuries Compensation Authority (CICA) is striving to manage this kind of fraud so that public funds are protected. They have reported cases to the police and successful prosecutions have followed, with custodial sentences.

It is fair to say that tackling the growing number of unjustified personal injury claims means re-educating people and diminishing the opportunities for fraud.

  • Public liability claims for trips and slips rose from 95,000 in 2010/11 to around 104,000 in 2013/14.
  • Employers’ liability claims have risen from around 81,000 to around 105,000 in the same period. false compensation claims.
  • Motor offenses are being compromised by “phantom passengers” who claim after an accident although they were not in the vehicle.

These situations cannot continue. False compensation claims investigations can substantially decrease payments and cases reaching court proceedings.  

  • The court has the power to dismiss a claim when the claimant hugely exaggerates the extent of their injury, including any award for a genuine injury.
  • Where the court finds that the personal injury compensation claimant is entitled to damages, but is satisfied that the claimant has been dishonest about the claim on the whole, the court must dismiss the claim entirely unless it is satisfied that the claimant would suffer injustice as a result of dismissal. This affects primary and related cases.
  • The court must record the amount of damages that it would have awarded if the claim was genuine and who should pay costs.

false compensation claims.

A case highlighted in the Daily Mail featured a postal worker who claimed he had been left disabled when a car hit the rear of the van he was unloading. He was retired by Royal Mail with a payout and his insurers were preparing to issue a large sum to him. Photographs of the clearly not disabled ex postal worker led to his downfall. A custodial sentence of 18 months was handed down.

Don’t let the sadly growing fraudulent compensation culture affect you or your organisation.

Call our injury claim investigators and enjoy peace of mind.

Subletting Issues in Manchester

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Subletting and cohabitation issues

X Three Surveillance Ltd

Helping Tenants in and around Manchester

Subletting is when a tenant lets either all or part of the property to someone else who is known as the subtenant, often without permission from the landlord. The subtenant holds the tenancy for the area let to them by the tenant. Money is changing hands in this scenario.

A relative moving in to the spare bedroom for two weeks with no rent charged does not constitute subletting. It’s a courtesy to inform the landlord and helps keep matters transparent.

The Citizens Advice Bureau has relevant information available at their offices and on their website for anyone in doubt and we are also aware of, but not qualified in, the issues surrounding abuse of tenancy agreements. 

 Many tenants who sublet either choose to ignore the rules and sublet anyway or there is a minute percentage who don’t realise that they are doing wrong. Subletting is not a dismissible abuse of trust towards the landlord. It is generally against the law and a landlord has every right to investigate subletting suspicions. 

Subletting against your tenancy agreement gives your landlord the grounds to start proceedings and evict you. They must follow a legal process including the written notification of notice. If the tenants remain after the end of the notice period a county court order can be applied for to retake possession of the property.

A subletting investigation is a wise course of action. At X Three Surveillance Ltd. we know that friends and neighbours who take note of hearsay or add 2 and 2 and make 5 and deliver their conjectures and accusations to the landlord, are usually well intentioned.

There are occasions when the hope is to set the landlord against the tenants so that they’re evicted. Perhaps the informer had an argument with the tenants and bears a grudge; some people find it difficult to be civil and seek some form of revenge. Sad but true.

Hiring X Three Surveillance Ltd.’s subletting investigation specialists ensures that you are using highly qualified in-house professionals not subcontractors. Every subletting investigation operative holds level 3 qualifications in professional investigations and advanced surveillance skills. Also, our team is comprised of ex-military, close protection or police force members who work with commitment, discretion, integrity and always towards cost effective investigations with accurate results. 

We keep surveillance on the address affected, log data and secure HD quality proof which can be used in legal proceedings. We do this over days and sometimes weeks so that we can establish that the person we saw on day 1 was not a visitor who did not return and that the person is incontrovertibly a resident at the address.

We minimise the risk of a client finding a loophole in our case by being thorough and diligent. The tenant who sublets has no room to manoeuvre. Subletting investigations can be completed and comprehensive evidence delivered to clients in as little as a couple of weeks.

We urge clients to seek legal advice as we carry out our subletting investigation.

Case study:

Kate is the landlady of three houses in the Manchester area.

Whilst two of her properties had excellent tenants, were bringing in revenue and were being cared for, she had an issue with the third property’s tenants but had no proof, just suspicions.

She had been alerted to the possibility that the property was being sublet, an illegal action, and that although she believed there were four people living at the address a friend who lived nearby and used the road to get to work said that she frequently saw about seven or eight people going in and out.

This, added to another reports of rowdy behaviour, high volume music and parties meant that Kate was compelled to called us to carry out a subletting investigation.

Importantly, at no time had she or any of the documentation, which she and the tenant had copies of, given permission for the tenant to sublet. The agreement clearly stated that it was forbidden. This was potentially grounds for eviction.

We learned that there were six people resident at Kate’s address, four adults and two teenagers, and that her tenants were subletting the rear ground floor section of the property to the two people who Kate had no knowledge of, the tenants were taking a fee for doing this. We also noted several occasions of unsociable behaviour.

We delivered our findings to Kate. She knew what she could and would do next.

Kate issued a letter giving the tenants notice. They resisted and claimed that she had no grounds to evict. They were shown the video footage and the findings of the subletting investigation. No further arguments were offered by the tenants.

Co-habitation investigations

Co-habitation investigations are another form of property related work which are normally asked for by ex partners for one of two reasons:

  1. They are paying maintenance but believe their ex is co-habiting with someone which means the financial support is being taken fraudulently.
  2. The ex wants to know about the person who has moved in to the home with their children to guarantee peace of mind and their children’s safety.

As with subletting investigations, our co-habitation investigations are focused on surveillance work. We establish if there is a partner for the first scenario above and that they are living as part of a couple at the address. We observe and remain alert to signs of bad behaviour around minors.

Background checks are another tool we implement. Undercover work in co-habitation investigations allows us to glean information from the people around the home address and we are eminently skilled so we never make it obvious that we’re private detectives carrying out a co-habitation investigation.

If you feel that you need a cohabitation investigation, a subletting investigation or clarification about the activities of residents within a property you own or your family live at, call us. We are here to help get you answers and we can negotiate a discounted rate of surveillance.


Get in touch today 0161 8211333 – Manchesters local private investigator


Private Investigator in Manchester – Rights of Divorce

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Cheating partner investigations may lead to divorce.

Do You Know Your Rights?

If something feels wrong, you have suspicions, think that you’ve found a clue to cheating or simply can’t rest until you find out the truth about your marriage please call us.

Cheating partner investigations can happen to anyone so please trust your gut instincts. We’ll help you to get the answers you need. You deserve better than a cheating partner.

If you discover there is no way back from the brink we thought it would be useful to outline your next steps if you seek to end a marriage.

There are 5 legitimate reasons to start divorce proceedings:

  1. Adultery.
  2. Unreasonable behaviour.
  3. Desertion.
  4. You’ve lived apart for 2 years – Spouse must agree.
  5. You’ve lived apart for 5 years – Spouse does not need to agree to divorce.


A cheating partner investigation establishes the truth about whether your spouse has done wrong. The law recognises the act of adultery as sexual intercourse between a man and a woman. Investigators obviously don’t monitor bedroom activities but conclusions can be drawn. Vehicle tracking is another beneficial tool.

These statistics speak volumes:

  • Approximately 20% of divorce cases cite infidelity as the cause.
  • It’s a misconception that married men cheat far more than married women, there is only a small difference in percentages.
  • A recent study found that between 20% – 70% of women and 40% – 80% of men have cheated on their partner at least once.

Please note: You can’t give adultery as a reason for divorce if you lived together as a couple for 6 months after you found out about the adultery.

Unreasonable behaviour

Your husband or wife has behaved in a way that means you cannot be expected to cohabit with them. This could be domestic or psychological abuse, drug or drink abuse/addiction.


Your husband or wife has left you in one of these circumstances:

Without your agreement/without a good reason to end the relationship/you’ve lived apart for more than 2 years in the last 2.5.

You can claim desertion if you have cohabited for up to a total of 6 months in this period.

You have lived apart for 2 years

You can apply for a divorce if you’ve lived apart for more than 2 years and both parties agree to the divorce. Consent must be in writing.

You have lived apart for 5 years

You can apply for a divorce if you’ve lived apart for at least 5 years. The divorce can proceed even if the other spouse contests it.  

X Three Surveillance Ltd.’s proficient private detectives aren’t legal specialists so we urge you to use solicitors and follow their advice. Below is an overview of what happens.


To start divorce proceedings

  • You must pay a fee to start a divorce. You may be able to obtain financial assistance if you’re on benefits/low income.
  • Fill in the divorce petition including personal details for both parties and attach the original marriage certificate or a copy from a register office. Children’s details are not compulsory.
  • Send 3 copies of the divorce petition forms to the nearest divorce centre. (4 if you named the person your spouse committed adultery with. They’ll receive copies too.)


To respond to a divorce petition

  • If divorce proceedings are initiated against you the divorce centre will send you a divorce petition, a notice of proceedings form and an acknowledgement of service form.
  • You need to keep the notice of proceedings form, it shows your case number.
  • Fill in the acknowledgement of service form to agree with the divorce petition.
  • To disagree, complete the section on the form that states you are defending the divorce. After you return this form you have 21 days to say why you are defending the divorce. (Another form.) A fee applies.
  • To agree or disagree action should be taken within 8 days. The divorce centre sends copies to your spouse.
  • Generally, if there is no response received by the divorce centre within 21 days the proceedings will continue as if you’ve agreed.

Initiating your own divorce proceedings

  • After receiving a divorce petition, you may decide to start your own divorce proceedings if you have evidence of their adultery or unreasonable behaviour. A fee applies.


Decree Nisi

  • Apply for a decree nisi if your husband or wife doesn’t defend your divorce petition. A decree nisi states that the court allows the divorce.
  • If your spouse doesn’t agree to the divorce you can still apply for a decree nisi but a court hearing will take place and a judge will decide if the decree nisi is to be granted.
  • When both parties file divorce petitions there’s a court hearing to reach an agreement over the divorce.
  • As you’d expect, there’s an application form for a decree nisi and section B relates to the other party defending the divorce. A fee applies for a case management hearing – the court hearing.
  • There are 5 statement forms relating to the reason for divorce, these are the options listed above. Attach a copy of your husband or wife’s response to the divorce petition.
  • If the judge agrees, the court will send you and your spouse a certificate. This advises the time and date you’ll be granted a decree nisi.

Decree Absolute

  • After the decree nisi has been granted there is a 6 week wait before you can apply for a decree absolute to end the marriage. You must apply within 12 months of the decree nisi or explain why there was a delay to the court. Divisions of money and property must be settled prior to the decree absolute application.

Complete the Notice of application for decree nisi to be made absolute form.

  • If your spouse started the divorce but they haven’t applied for a decree absolute, you must wait an extra 3 months after the 6 week period to apply. A fee and court hearing are needed.
  • The court will issue a decree absolute. Both parties are free to marry again. Keep the decree absolute safe.

Yes, divorce is complicated but freedom is worth the effort. Call X Three Surveillance Ltd. for a discreet and exemplary pre-divorce or cheating partner

Advice and Quotes are FREE - 0161 8211 333

X Three Surveillance Ltd, Purveyors of Fact - Manchesters Local Investigator

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